April 9, 2007

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I have used CIBC Aerogold visa in the past, but stopped using it a couple of years ago in favour of the CIBC Aventura card. I have decided to switch back to Aerogold instead of staying with the Aventura Visa.

Why am I doing this? The cards are actually similar in benefits and cost- they both have a not-so-small fee of $120 per year.

Benefits of Aventura over Aeroplan

  • You can transfer Aventura points to Aeroplan miles but not the other way around
  • Aventura points can be used on several different airlines

Benefits of Aeroplan over Aventura

  • The big difference is that now you get 1.5 Aeroplan miles at grocery stores, gas stations, or drug stores. This will allow me to collect many more miles
  • Applying over the internet gives you 15,000 Aeroplan miles as a bonus. This is more than half of the points needed for a trip within North America

I know that using Aeroplan more extensively will sometimes be limiting because Air Canada does not fly everywhere, but I think that the additional points will be worth it.

In addition I still keep the MBNA Starwood card which is a great way to earn Starwood points which can be transferred to many airline programs (other than Aeroplan). For those of you who do not like to pay fees this card gets you points, it is a platinum card so you get additional benefits such as rental car insurance, and best of all it is free.

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